So travel insurance is an interesting topic. The concern when walking the Camino is injury or sickness that would prohibit you from continuing your journey. There are many benefits available depending on how much you want to spend. Typically, the concern is for Emergency Medical / Dental coverage and Emergency medical transport. Other coverage’s include trip cancellation, trip interruption, Baggage loss or damage, baggage delay, travel delay, missed connection, and change fee coverage.
Many plans offer a 24hr assistance hotline.
Trip Cancellation – Reimburses your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason.
Trip Interruption – Reimburses you for the unused, non-refundable portion of your trip and for the increased transportation costs it takes for you to return home due to a covered reason.
Emergency Medical – Provides benefits for losses due to covered medical and dental emergencies that occur during your trip.
Emergency Medical Transportation – Provides medically necessary transportation to the nearest hospital or appropriate facility following a covered illness or injury.
Here is a list from Fromers.com of their 8 top travel insurance carriers.
Here are our top eight travel insurers, in alphabetical order:
Company Name: Allianz Travel Insurance
Company’s Website: www.allianztravelinsurance.com
Based In: Richmond, VA
Parent Company: Allianz
Founded In: 1983
Underwriters: BCS Insurance Company, Jefferson Insurance Company
Underwriters’ AM Best Ratings: A- (Excellent), A (Excellent)
Insurer’s BBB Rating: A+
Company Name: American Express
Company’s Website: AmericanExpress.com
Based In: New York, NY
Founded In: 1850 (Yes, that’s eighteen fifty)
Underwriters: Amex Assurance Company
Underwriters’ AM Best Ratings: A (Excellent)
Insurer’s BBB Rating: A
Company Name: Generali Global Assistance
Company’s Website: www.generalitravelinsurance.com
Based In: San Diego, CA
Founded In: 1991
Underwriters: Generali US Branch
Underwriters’ AM Best Ratings: A (Excellent); A- (Excellent)
Insurer’s BBB Rating: A+
Company Name: MH Ross Travel Insurance Services
Company’s Website: www.tripinsurance.com
Based In: Kansas City, MO
Parent Company: Travel Insurance Services
Founded In: 1952
Underwriters: Old Republic Insurance Company
Underwriters’ AM Best Ratings: A+ (Superior)
Insurer’s BBB Rating: A+
Company Name: Travel Guard
Company’s Website: www.travelguard.com
Based In: Stevens Point, WI
Parent Company: AIU Holdings (AIG)
Founded In: 1985
Underwriters: National Union Fire Insurance Company
Underwriters’ AM Best Ratings: A (Excellent)
Insurer’s BBB Rating: A
Company Name: Travel Insured International
Company’s Website: www.travelinsured.com
Based In: East Hartford, CT
Founded In: 1994
Underwriters: Arch Insurance Group
Underwriters’ AM Best Ratings: A (Excellent)
Insurer’s BBB Rating: A+
Company Name: Travelex Insurance Services
Company’s Website: www.travelexinsurance.com
Based In: Omaha, NE
Parent Company: Travelex Insurance Group
Founded In: 1996
Underwriters: Berkshire Hathaway Specialty Insurance
Underwriters’ AM Best Ratings: A++ (Superior)
Insurer’s BBB Rating: A+
Company Name: TravelSafe Insurance
Company’s Website: www.travelsafe.com
Based In: Wyomissing, PA
Parent Company: Chester Perfetto Agency
Founded In: 1971
Underwriters: Stonebridge Casualty Insurance Company
Underwriters’ AM Best Ratings: A- (Excellent)
Insurer’s BBB Rating: A+
Disclaimer – we do not sell insurance, nor do we represent ourselves as experts in insurance. consult an insurance professional for answers to any questions that you may have.